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Black Horse Claims & Refunds

If you believe you've been a victim of mis-selling in a car finance loan from Black Horse Finance, we're here to assist you in filing a complaint and pursuing the refund that you rightfully deserve.

In the wake of a recent Financial Conduct Authority (FCA) investigation revealing widespread mis-selling practices in car finance, one car dealer openly admitted, 'frankly, we were getting away with murder. We weren't treating customers fairly and were, in effect, charging them to earn us money.' The subprime market, in particular, witnessed lenders approving loans that were deemed unaffordable.

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Black Horse Car Finance, a UK-based financial services company and subsidiary of Lloyds Banking Group, has come under scrutiny in this context. Specializing in car loans and financing solutions, they offer various products, including hire purchase agreements and personal contract purchase (PCP) plans for both new and used cars. Despite their association with numerous dealerships and partners across the UK, The Financial Ombudsman's latest figures show that 26% of complaints against Black Horse Ltd were upheld.

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If you believe you've experienced a mis-sold or unaffordable loan from Black Horse, we're here to help you seek compensation. Initiate your claim today to take the first step toward the redress you deserve!

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You have the choice to pursue your claim without the assistance of a Claims Management Company. You can approach the Financial Advisory firm directly and at no cost. Should your complaint not be resolved, you have the right to escalate it to the Financial Ombudsman Service (FOS). In the event the Financial Advisory firm is no longer trading, you can seek redress via The Financial Services Compensation Scheme (FSCS).​

Car Claims is a trading style of Hemmings Howe Associates Limited.

This site is owned and operated by Hemmings Howe Associates Limited, which is a company Registered in England. Registered Office: Jactin House, Hood Street, Ancoats, United Kingdom, M46WX, England. Registered with the FCA number: 838449

Authorized and regulated by the Financial Conduct Authority  (see the FCA register at www.fca.org.uk/register/ reference: 838449)

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Hemmings Howe Associates Limited is registered with the Information Commissioner (ICO) Registration: ZB357457

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